Payments strategy for software companies, payment companies, and the investors behind them.
Dundee Payment Advisors is a boutique payments practice. We help software platforms turn payments into a real revenue line, guide companies through PayFac and embedded-payments decisions, and serve as fractional payments leadership — alongside commercial diligence for the firms that back them.
Built for the people closest to the payments decision.
Software & SaaS platforms
ISVs embedding payments who want to monetize them properly.
Payment companies
Processors, ISOs, and PayFacs sharpening strategy, channel, and pricing.
Fintech & ecosystem vendors
Fraud, orchestration, KYC, capital, and reconciliation players refining positioning and GTM.
Private equity & growth investors
Diligence on a target's payments upside, and operating support across portfolios.
Where we go to work.
Five ways we work — from a single focused engagement to ongoing leadership.
Fractional Head of Payments
Senior payments leadership on a fractional basis: strategy, roadmap, team, and the partner and processor relationships that make it work.
Monetization & Attach Strategy
Turn embedded payments into a measurable revenue line. Lift attach, optimize pricing and packaging, and prove the ROI.
PayFac & Embedded-Payments Roadmap
Decide whether and how to become a payment facilitator: sponsor and processor selection, economics, build-vs-buy, and the compliance path.
Processor Strategy & Rate Optimization
RFPs, renegotiations, and routing strategy that hand real margin back to the business.
Investor & Diligence Support
Commercial due diligence on a target's payments potential, and operating-advisor support across a portfolio.
Payments is the most undervalued line in software.
Most software platforms attach a fraction of the payments revenue they could — not because the demand isn’t there, but because no one is measuring the gap or working it. We close that gap, with the data to back every recommendation.
How we work.
Most engagements start with an Attach Rate Audit — a fast, data-driven read on where payments revenue is leaking. From there, the work expands to fit the problem: a focused strategy engagement, ongoing fractional leadership, or a PayFac or monetization transformation.
Senior attention throughout — you work directly with the principal, not a layer of juniors.